AI agent for corporate banking: 40+ skills, FX, reconciliation and executive reports with role-based permissions.
Corporate Banking is Delto’s conversational AI agent for business and corporate banking. It brings company operations into the executive chat: the treasurer runs FX and multi-currency transfers from WhatsApp, the CFO requests reports in natural language and the accountant reconciles statements against the ERP, each with their own permission scope and without going through the corporate portal.
Corporate banking portals demand training, complicated roles and endless desktop sessions. The agent solves this with more than 40 corporate skills: payments and cash management, FX with real-time rates, automatic reconciliation with configurable business rules, executive reports generated on demand with natural language explanations, dual-signature workflows that notify the right approver and temporary limit activation for corporate cards abroad.
The result is corporate operations with consumer ergonomics: 70% lower operating cost versus the portal, 24/7 availability in any time zone and new skills in production within hours. At Banreservas, the treasury team already runs 80% of FX transfers from WhatsApp and uses the portal only for final reports.
In corporate banking, control is the product. The agent identifies each user’s role, applies granular permissions by amount, counterparty and product under the least privilege principle, enforces multi-step approvals with segregation of duties per SOX 404 and COSO, screens counterparties against OFAC and PEP lists in real time as FATF anti-money-laundering rules require, and automatically generates the reports regulators such as central banks and financial intelligence units demand.
The agent operates bidirectionally with SAP, Oracle Financials and each company’s ERP, in addition to the bank’s core. For the bank it means standing out in the business segment with a channel no portal can match; for corporate clients, it means operating their bank as naturally as they chat with their own team.
Delto is the conversational AI agent suite built exclusively for banks across LATAM and the Caribbean. With over 10 years of banking experience, its agents run on WhatsApp, web and voice with compliance solved from day one, and your first agent can be in production in weeks, not months. The suite includes Studio to build agents without code, Engage for proactive campaigns, Analytics to measure operations, Pulse to capture the voice of the customer and Loop for handoff to human agents, on top of 340+ proven banking skills and auditable risk controls.
Delto — The Agentic Banking Suite. Conversational AI agents for banks across LATAM and the Caribbean: conversational banking, compliance by design and time-to-value in weeks. Request a demo to see the platform running on your own channels.
It is a conversational agent that brings corporate banking operations into chat: FX, multi-currency transfers, reconciliation, executive reports and approvals, with role-based permissions. The treasurer executes, the CFO queries and the accountant reconciles, all in the same agent.
With granular RBAC by user, amount, counterparty and product under the least privilege principle, and dual-signature workflows that automatically notify the right approver. Segregation of duties complies with SOX 404 and COSO.
More than 40 skills: payments and cash management, FX with real-time rates, automatic reconciliation against the ERP, on-demand executive reports, travel notices and temporary limits for corporate cards, among others.
The agent screens counterparties against OFAC and PEP lists in real time following FATF standards, and automatically generates the reports regulators require. Everything with a complete audit trail.